Terms of Use

1. Acceptance of Terms

By accessing and using the Pryxis Shine website and services, you agree to be bound by these Terms of Use. If you do not agree, please discontinue use immediately.

2. Service Description

Pryxis Shine provides independent financial information, banking product reviews, and comparison services. We do not provide regulated financial advice. Our services are for informational purposes only.

3. User Responsibilities

You agree to provide accurate information, maintain confidentiality of account credentials, use services lawfully and responsibly, and not engage in unauthorized access or disruptive behavior.

4. Intellectual Property

All content including text, graphics, logos, and software is owned by Pryxis Shine and protected by copyright. You may not reproduce, distribute, or create derivative works without written permission.

5. Disclaimer of Warranties

Services are provided "as is" without warranties of any kind. We do not guarantee accuracy, completeness, or timeliness of information. Banking products and rates may change without notice.

6. Limitation of Liability

Pryxis Shine shall not be liable for any indirect, incidental, or consequential damages arising from use of our services. Our total liability is limited to the amount paid for services.

7. Financial Disclosure

We may receive referral fees from financial institutions when users apply through our links. This does not influence our independent reviews or recommendations.

8. Refund Policy

Services come with a 100% money-back guarantee if you are not satisfied. Contact us within 30 days of purchase to request a refund.

9. Governing Law

These terms are governed by the laws of England and Wales. Disputes will be resolved in UK courts.

10. Changes to Terms

We reserve the right to modify these terms at any time. Continued use after changes constitutes acceptance of revised terms.

11. Contact Information

For questions about these Terms of Use, contact us at [email protected] or 45 Moorgate, London EC2R 6BL, United Kingdom.